Samsung Financing: Buy Now & Pay Later

As big-ticket items, appliances and electronics can take a hefty chunk out of your bank account if you're not careful. But if you shop at Samsung, you can get your TV, kitchen appliances, computer monitors and more for $0 down and no interest when you pay in full before the promotional period ends.

Samsung Financing: How it Works

Apply during the checkout process. Your application is subject to credit approval.

Payment plans vary based on your purchase, credit score, and the plan you choose. There are several options including 6, 12, 18, 24, 36, 40, and even 48-month plans.

• No Interest If Paid in Full Offer: if you pay off the promotional balance before the promotional period ends, all interest is waived.
• 0% APR with Equal Monthly Payments Offer: on qualifying purchases, you can get an interest rate of 0% APR until paid in full.
• Once approved, the revolving line of credit is automatically loaded to your Samsung.com account.

Samsung Upgrade Program

When you purchase an eligible Samsung TV, you can get 0% APR for 36 months with equal payments. If you upgrade to a newer version in two years, Samsung will credit your account for up to 33% of the initial financed amount.

Bottom Line: Is Samsung Financing a Good Deal?

It can be. If you make your payments on time and avoid paying interest, it can make big purchases much more manageable. The danger comes when you miss a payment and end up paying more in interest.