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Bank of America offers competitive financial products to help you reach your goals. Explore banking, investing, and lending options available to you now.
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Bank of America Promotions & Offer Codes July 2026
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Staying indoors during extreme heat is a good time to get your finances in order. Bank of America's online tools make it easy to manage accounts, track spending, and plan ahead from home.
Expired Bank of America Promotions & Offer Codes July 2026 coupons
Bank of America Promotions & Offer Codes July 2026 FAQs
How much cash bonus can I get for opening a Bank of America checking account?
New customers can earn up to $500 in cash bonuses based on qualifying direct deposits within 90 days:$100 for $2,000 in deposits$300 for $5,000 in deposits$500 for $10,000 or more in deposits
Is the Preferred Rewards program free to join?
Yes, Preferred Rewards is completely free with no enrollment fees. You just need an eligible checking account and $20,000 in combined balances to start earning Gold Tier benefits.
Do students get free banking at Bank of America?
Students under 25 pay no monthly maintenance fee on Advantage SafeBalance Banking accounts. The account also eliminates overdraft fees and opens with just a $25 minimum deposit.
What is the Museums on Us program?
Bank of America credit and debit cardholders get free admission to participating cultural institutions nationwide. Just present your card at the museum for complimentary entry.
How do I qualify for the checking account cash bonus?
Open a new eligible checking account through the promotional offer page, then set up qualifying direct deposits within 90 days. Your bonus amount depends on total deposits received during this period.
What fees are waived with Preferred Rewards?
Members get several fees waived including:Monthly maintenance fees on checking and savings accountsNon-Bank of America ATM feesWire transfer feesStop payment feesDebit card rush delivery fees
Can I stack the cash bonus with Preferred Rewards benefits?
Yes, you can earn the new customer cash bonus and then qualify for Preferred Rewards benefits once you meet the balance requirements. The programs complement each other perfectly.
What's the minimum balance needed for Preferred Rewards?
The program has four tiers based on three-month average daily balances:Gold Tier: $20,000Platinum Tier: $50,000Platinum Honors: $100,000Diamond Honors: $1,000,000
How long does it take to receive my cash bonus?
After meeting all requirements during the 90-day deposit period, your cash bonus will be deposited into your account within 60 days. The bank processes bonuses automatically once eligibility is confirmed.
Are there any accounts that don't qualify for the cash bonus?
Bank of America Advantage SafeBalance Banking for Family Banking accounts are excluded from the cash bonus promotion. Other eligible checking accounts can earn the bonus with qualifying direct deposits.
Bank of America: Smart Financial Tools — Start Saving Today
Bank of America offers competitive financial products to help you reach your goals. Explore banking, investing, and lending options available to you now.
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Get Up to $500 Cash Bonus + Loyalty Rewards
Bank of America rewards new customers with cash bonuses up to $500 when you open a checking account and set up qualifying direct deposits. Their Preferred Rewards program then kicks in to boost your credit card rewards by up to 75%, waive monthly fees, and unlock discounts on loans and mortgages. Think of it as getting paid to switch banks, then earning more on everything you already spend. Students under 25 get fee-free banking with their SafeBalance accounts, making it easier to build financial confidence without overdraft worries.
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