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Axos Bank Promo Code

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$200 Welcome Bonus W/ Code

Use this Axos Bank coupon code when you open a Basic Business Checking Account with them to receive a $200 welcome bonus!

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ONE Bundle

The Axos ONE® savings and checking bundle has it all. Elevate your earnings with up to 4.21% APY. Tiered variable APY. Balance & activity requirements apply. Learn more.

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Your Money Works Harder at Axos Bank — It's Time to Log Back In

Don't let your savings sit idle. Return to Axos Bank and explore their competitive high-yield accounts, loans, and digital banking tools designed to grow your wealth.

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Open a UFB Savings If the Return on Your Money is Your Top Priority.

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Essential Checking, No Fees - Unlimited Domestic ATM Fee Reimbursements. Essential Checking Help ...

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Enjoy the Security and Earning Potential of a Savings Account While Maintaining the Flexibility ...

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Nationwide Business Premium Savings

Hurry over to Axos Bank for Nationwide Business Premium Savings!

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Nationwide My Savings

Get to Axos Bank for a Nationwide My Savings account. Claim the interest you crave, today!

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Rewards Checking.

Head over to Axos bank for rewards checking!

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Business Premium Savings

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Essential Checking.

Get essential checking at Axos Bank!

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Banking Evolved At Axos Bank

Axos Bank FAQs

Does Axos Bank have a promo code for new customers?

Axos Bank periodically offers promotional codes for new account holders. Availability changes, so check the Axos Bank website or mobile app directly for current offers before applying. Codes must be entered during the account opening process to be valid.

What APY does Axos ONE earn on savings?

Axos ONE earns up to 4.21% APY on savings when you meet monthly qualifying thresholds:Option 1: $1,500 in direct deposits with a $1,500 average daily balanceOption 2: $5,000 in deposits with a $5,000 average daily balanceThe base rate without qualifying is 1.00% APY

How does the Axos Bank Refer-a-Friend program work?

Log in to Axos online banking to get your unique referral link. Share it with a friend who opens an eligible Axos ONE, Axos Checking, or Summit Savings account. Once they meet the account requirements, both of you receive up to $100 deposited within 21 days of the statement cycle end.

Is there an Axos Bank savings account with no activity requirements?

Yes. Summit Savings pays 3.75% APY on all balances with no monthly activity requirements, no minimum opening deposit, and no minimum balance requirement. No qualifying direct deposits are needed to earn the full rate.

Are Axos Bank accounts FDIC insured?

Yes. All Axos Bank deposit accounts are FDIC insured (Member FDIC) up to $250,000 per depositor. Joint accounts are covered up to $500,000. Axos ONE Savings holders can access up to $2.5 million in additional coverage through the Axos Insured Deposit Program at no extra cost.

Can I use the Axos app without opening an account?

Yes. The Axos mobile app is free to download and use without an account. It includes a Personal Finance Manager and free Experian credit score monitoring — with no impact to your credit score — available to any user at no cost.

Does Axos Bank charge monthly maintenance fees?

No. Axos ONE, Summit Savings, Essential Checking, Rewards Checking, and Axos Checking all carry $0 monthly maintenance fees. Most accounts also have no overdraft fees and no minimum balance requirement to avoid charges.

How does Rewards Checking reach its maximum APY?

Rewards Checking builds its rate through stacked activities on a 0.32% APY base:Linking an Axos Invest Managed Portfolios account adds 0.99% APYLinking a Self-Directed Trading account adds another 0.99% APYRouting a monthly loan payment through the account adds 1.00% APYAll combined reach the 3.30% APY maximum

Does Axos Bank reimburse ATM fees?

Yes. Essential Checking, Rewards Checking, and Axos Checking all include unlimited domestic ATM fee reimbursements. Axos also provides access to a network of 95,000+ fee-free ATMs nationwide, so most withdrawals cost nothing either way.

What is the InsureGuard+ Savings account?

InsureGuard+ Savings is a premium savings account offering up to $265 million in FDIC coverage through the IntraFi® Network Deposits program. It's part of the Axos Premier relationship tier, which includes a dedicated relationship manager and VIP banking services. High-interest rates and no fees apply.

$200 Welcome Bonus W/ Code

Use this Axos Bank coupon code when you open a Basic Business Checking Account with them to receive a $200 welcome bonus!

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Earn Up to 4.21% APY with Axos Bank

Axos Bank is a fully online bank that turns the traditional fee-heavy model on its head. Their flagship Axos ONE account earns up to 4.21% APY on savings — roughly 7x the national average — with no monthly maintenance fees, no overdraft fees, and no minimum balance requirement. Whether you're after a high-yield savings account, fee-free checking, or commission-free investing, everything lives under one login. Your paycheck can even arrive up to 2 days early with Direct Deposit Express.

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